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Homebuyer Education

 

Curriculum covers:

  • Setting goals, savings, and developing a spending plan to meet goals.
  • How to read and understand a credit report and how to resolve credit issues.
  • Shopping for a home, looking for energy efficiency products, obtaining a structural inspection, and making an offer on a home.
  • Reviewing mortgage products, grant programs, and first home clubs, prequalifying for a mortgage, shopping for a lender, and avoiding predatory lenders.
  • Budgeting for homeownership, home safety and maintenance, and what to do if one experiences difficulties in meeting one's mortgage obligations.

For further information, call 607-654-7487 or email info@ArborDevelopment.org